Mutual fund returns are market-linked — not guaranteed. Use 10–12% for equity funds.
What Can ₹15,000/Month SIP Give You?
SIP (Systematic Investment Plan) is the most accessible way to invest in mutual funds. ₹15,000/month is a solid mid-range SIP amount. The power of compounding means starting early matters more than the amount.
At 12% annual returns (historical equity fund average), ₹15,000/month grows significantly over 15–20 years. Remember: mutual fund returns are market-linked — past performance doesn't guarantee future returns.
SIP Corpus Formula for ₹15,000/Month
Where P = ₹15,000, r = monthly return (12%÷12 = 1%), n = months.
10 years: ₹3,485,086 | 15 years: ₹7,568,639 | 20 years: ₹14,987,218
Example Calculation
Frequently Asked Questions
At 12% annual returns, ₹15,000/month SIP gives approximately ₹3,485,086 in 10 years. Total invested: ₹1,800,000. Returns generated: ₹1,685,086. Note: mutual fund returns are market-linked and not guaranteed.
₹15,000/month SIP at 12% for 25 years gives approximately ₹28,464,526 — a meaningful retirement corpus. Combine with NPS and PPF for diversification. Review and step up SIP by 10% annually for better results.
Related Calculators
Disclaimer: Results are for informational and educational purposes only — not financial, tax, or legal advice. Tax slabs, rates (EPF, PPF, home loan), and rules shown are based on data available in 2025 and may change. Always verify with a qualified professional or official government sources before making financial decisions.