Enter total salary before any deductions.

Max ₹1.5 lakh

Tax Comparison — New vs Old Regime

Income Tax on ₹8 LPA — FY 2025-26

💡 ₹8 LPA is below the ₹12L 87A rebate threshold — zero tax under new regime.

Under the new tax regime for FY 2025-26, the Section 87A rebate provides zero tax for taxable income up to ₹12 lakh. After the ₹75,000 standard deduction, ₹8 LPA gives taxable income of ₹7.25L — within the rebate limit.

Under the old regime, ₹8 LPA with standard deduction and 80C gives taxable income ~₹6L — tax of ~₹32,500. New regime clearly wins.

Tax Calculation on ₹8 LPA

New Regime: ₹8L − ₹75K std = ₹7.25L taxable → 87A rebate → ₹0 tax

Old regime without deductions: taxable ₹7.5L → tax ₹52,500 + cess = ₹54,600. New regime wins.

⚠️ Tax slabs for FY 2025-26. 87A rebate applicable only under new regime up to ₹12L taxable income.

Example Calculation

📋 ₹8 LPA — New vs Old Regime
New regimeTaxable ₹7.25L → 87A rebate → ₹0 tax
Old (no deductions)Taxable ₹7.5L → ₹54,600 tax
Old (80C max)Taxable ₹6L → ₹32,500 + cess = ₹33,800
VerdictNew regime wins — ₹0 vs ₹33,800+ under old regime

Frequently Asked Questions

Yes — under the new tax regime for FY 2025-26, ₹8 LPA is effectively tax-free. After the ₹75,000 standard deduction, taxable income is ₹7.25L, which is within the Section 87A rebate limit of ₹12 lakh.

New regime is clearly better for ₹8 LPA — zero tax vs ₹33,800+ under old regime even with maximum deductions. There is no scenario at ₹8 LPA where old regime saves more than new regime.

For ₹8 LPA with 40% basic under new regime (zero tax), monthly in-hand is approximately ₹54,000–58,000. Use our Salary In-Hand Calculator for exact breakdown.

Disclaimer: Results are for informational and educational purposes only — not financial, tax, or legal advice. Tax slabs, rates (EPF, PPF, home loan), and rules shown are based on data available in 2025 and may change. Always verify with a qualified professional or official government sources before making financial decisions.